/* ==========================================================================
   YELLO SECOURS - STYLES PRINCIPAUX
   Services de financement en ligne - Inspiré de dor-espana.com
   100% SVG Vector Icons - Tailles verrouillées avec précision
   ========================================================================== */

:root {
    --yello-primary: #f59e0b;
    --yello-primary-hover: #d97706;
    --yello-primary-light: #fef3c7;
    --yello-navy: #1e293b;
    --yello-navy-dark: #0f172a;
    --yello-slate-bg: #f8fafc;
    --yello-border: #e2e8f0;
    --yello-text: #334155;
    --yello-text-muted: #64748b;
    --yello-white: #ffffff;
    --yello-green: #10b981;
    --yello-radius-sm: 8px;
    --yello-radius: 14px;
    --yello-radius-lg: 20px;
    --yello-shadow-sm: 0 2px 4px rgba(15, 23, 42, 0.04);
    --yello-shadow: 0 10px 25px -5px rgba(15, 23, 42, 0.08), 0 8px 10px -6px rgba(15, 23, 42, 0.04);
    --yello-shadow-lg: 0 20px 35px -10px rgba(15, 23, 42, 0.15);
    --yello-transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    --font-heading: 'Outfit', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: hidden;
    width: 100%;
}

body {
    font-family: var(--font-body);
    color: var(--yello-text);
    background-color: var(--yello-white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
    width: 100%;
    position: relative;
}

.site-wrapper {
    overflow-x: hidden;
    width: 100%;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

a {
    color: inherit;
    text-decoration: none;
    transition: var(--yello-transition);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul {
    list-style: none;
}

button, input, select, textarea {
    font-family: inherit;
    font-size: inherit;
}

.site-container {
    width: 100%;
    max-width: 1240px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 24px;
    padding-right: 24px;
}

.section {
    padding-top: 80px;
    padding-bottom: 80px;
}

.text-center {
    text-align: center;
}

/* ==========================================================================
   VERROUILLAGE TAILLES SVG GLOBALES
   ========================================================================== */
svg {
    max-width: 100%;
    flex-shrink: 0;
}

svg.icon, .icon {
    width: 20px !important;
    height: 20px !important;
    max-width: 20px !important;
    max-height: 20px !important;
    display: inline-block !important;
    vertical-align: middle !important;
    flex-shrink: 0 !important;
}

h1, h2, h3, h4 {
    font-family: var(--font-heading);
    color: var(--yello-navy-dark);
    font-weight: 700;
    line-height: 1.25;
}

.section-header {
    max-width: 820px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 40px;
}

.section-badge {
    display: inline-block;
    background-color: var(--yello-primary-light);
    color: #92400e;
    font-weight: 700;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding: 6px 14px;
    border-radius: 9999px;
    margin-bottom: 14px;
}

.section-title {
    font-size: 2.35rem;
    letter-spacing: -0.02em;
    margin-bottom: 16px;
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--yello-text-muted);
    line-height: 1.65;
}

/* Boutons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.95rem;
    padding: 12px 24px;
    border-radius: var(--yello-radius-sm);
    cursor: pointer;
    border: none;
    transition: var(--yello-transition);
    white-space: nowrap;
}

.btn .icon {
    width: 16px !important;
    height: 16px !important;
}

.btn--primary {
    background-color: var(--yello-primary);
    color: #000000;
    box-shadow: 0 4px 12px rgba(245, 158, 11, 0.35);
}

.btn--primary:hover {
    background-color: var(--yello-primary-hover);
    color: #000000;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(245, 158, 11, 0.45);
}

.btn--outline-dark {
    background-color: transparent;
    color: var(--yello-navy);
    border: 1.5px solid var(--yello-navy);
}

.btn--outline-dark:hover {
    background-color: var(--yello-navy);
    color: var(--yello-white);
    transform: translateY(-2px);
}

.btn--lg {
    padding: 15px 30px;
    font-size: 1.05rem;
}

.btn--full {
    width: 100%;
}

.pulsing-dot {
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background-color: #22c55e;
    box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7);
    animation: pulseGlow 1.8s infinite;
}

@keyframes pulseGlow {
    0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7); }
    70% { transform: scale(1); box-shadow: 0 0 0 7px rgba(34, 197, 94, 0); }
    100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(34, 197, 94, 0); }
}

/* TOP BAR */
.top-bar {
    background-color: var(--yello-navy-dark);
    color: rgba(255, 255, 255, 0.85);
    font-size: 0.85rem;
    padding: 10px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar__inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
}

.top-bar__left {
    display: flex;
    align-items: center;
}

.top-bar__right {
    display: flex;
    align-items: center;
    gap: 24px;
}

.top-bar__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.top-bar__link, .top-bar__phone {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.9);
}

.top-bar__link svg, .top-bar__phone svg {
    width: 16px !important;
    height: 16px !important;
    max-width: 16px !important;
    max-height: 16px !important;
    color: var(--yello-primary);
    display: inline-block !important;
}

.top-bar__link:hover {
    color: var(--yello-primary);
}

.top-bar__phone strong {
    color: var(--yello-primary);
}

/* HEADER */
.site-header {
    background-color: var(--yello-white);
    border-bottom: 1px solid var(--yello-border);
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: var(--yello-shadow-sm);
}

.site-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
    gap: 24px;
}

.brand-logo {
    display: inline-flex;
    align-items: center;
    gap: 12px;
}

.brand-logo__icon {
    width: 44px;
    height: 44px;
    background-color: var(--yello-primary);
    color: #000;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--yello-radius-sm);
    flex-shrink: 0;
}

.brand-logo__icon svg {
    width: 24px !important;
    height: 24px !important;
    max-width: 24px !important;
}

.brand-logo__name {
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.4rem;
    color: var(--yello-navy-dark);
}

.brand-logo__subname {
    color: var(--yello-primary);
    margin-left: 2px;
}

.brand-logo__tagline {
    display: block;
    font-size: 0.72rem;
    color: var(--yello-text-muted);
    font-weight: 600;
    text-transform: uppercase;
}

.main-navigation .nav-menu {
    display: flex;
    align-items: center;
    gap: 26px;
}

.main-navigation .nav-menu a {
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
    position: relative;
    padding: 6px 0;
}

.main-navigation .nav-menu a:hover {
    color: var(--yello-primary-hover);
}

.site-header__actions {
    display: flex;
    align-items: center;
    gap: 16px;
}

.menu-toggle {
    display: none;
    background: #f1f5f9;
    border: 1px solid var(--yello-border);
    cursor: pointer;
    padding: 9px 10px;
    border-radius: var(--yello-radius-sm);
    line-height: 0;
    transition: background 0.2s ease, border-color 0.2s ease;
}

.menu-toggle:hover,
.menu-toggle:focus {
    background: #e2e8f0;
    border-color: #cbd5e1;
}

.hamburger-box {
    width: 24px;
    height: 18px;
    display: inline-block;
    position: relative;
    vertical-align: middle;
}

.hamburger-inner,
.hamburger-inner::before,
.hamburger-inner::after {
    width: 24px;
    height: 2.5px;
    background-color: var(--yello-navy-dark);
    border-radius: 3px;
    position: absolute;
    left: 0;
    transition: transform 0.25s ease, opacity 0.25s ease, background-color 0.25s ease;
}

.hamburger-inner {
    top: 50%;
    margin-top: -1.25px;
}

.hamburger-inner::before,
.hamburger-inner::after {
    content: '';
    display: block;
}

.hamburger-inner::before {
    top: -7px;
}

.hamburger-inner::after {
    bottom: -7px;
}

.menu-toggle[aria-expanded="true"] .hamburger-inner {
    background-color: transparent !important;
}

.menu-toggle[aria-expanded="true"] .hamburger-inner::before {
    top: 0;
    transform: rotate(45deg);
}

.menu-toggle[aria-expanded="true"] .hamburger-inner::after {
    bottom: 0;
    transform: rotate(-45deg);
}

/* MOBILE DRAWER */
.mobile-drawer {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    width: 100%;
    height: 100%;
    z-index: 99999;
    visibility: hidden;
    opacity: 0;
    transition: opacity 0.3s ease, visibility 0.3s ease;
}

.mobile-drawer.is-open {
    visibility: visible;
    opacity: 1;
}

.mobile-drawer__backdrop {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(15, 23, 42, 0.75);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    cursor: pointer;
}

.mobile-drawer__content {
    position: absolute;
    top: 0;
    right: 0;
    width: 85%;
    max-width: 340px;
    height: 100%;
    background: var(--yello-white);
    padding: 24px 20px;
    display: flex;
    flex-direction: column;
    transform: translateX(100%);
    transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    box-shadow: -8px 0 30px rgba(0, 0, 0, 0.25);
    z-index: 2;
}

.mobile-drawer.is-open .mobile-drawer__content {
    transform: translateX(0) !important;
}

.mobile-drawer__header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid var(--yello-border);
    padding-bottom: 14px;
    margin-bottom: 20px;
}

.mobile-drawer__title {
    font-weight: 800;
    font-size: 1.25rem;
    font-family: var(--font-heading);
    color: var(--yello-navy-dark);
}

.mobile-drawer__title span {
    color: var(--yello-primary);
}

.mobile-drawer__close {
    background: #f1f5f9;
    border: 1px solid var(--yello-border);
    border-radius: 8px;
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    line-height: 1;
    color: var(--yello-navy-dark);
    cursor: pointer;
    transition: background 0.2s ease, color 0.2s ease;
}

.mobile-drawer__close:hover {
    background: #e2e8f0;
    color: #000;
}

.mobile-nav-menu {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.mobile-nav-menu li {
    margin: 0;
}

.mobile-nav-menu a {
    display: block;
    padding: 12px 14px;
    font-weight: 600;
    font-size: 1.02rem;
    color: var(--yello-navy-dark);
    border-radius: 8px;
    transition: background 0.2s ease, color 0.2s ease;
}

.mobile-nav-menu a:hover,
.mobile-nav-menu a:focus {
    background: #f8fafc;
    color: var(--yello-primary-hover);
}

.mobile-drawer__footer {
    margin-top: auto;
    padding-top: 20px;
    border-top: 1px solid var(--yello-border);
    font-size: 0.88rem;
    color: var(--yello-text);
}

.mobile-drawer__footer p {
    margin-bottom: 8px;
}

.mobile-drawer__footer a {
    color: var(--yello-navy-dark);
    font-weight: 600;
}

/* HERO SECTION */
.hero-section {
    background: linear-gradient(135deg, #f8fafc 0%, #edf2f7 100%);
    padding-top: 80px;
    padding-bottom: 80px;
    border-bottom: 1px solid var(--yello-border);
}

.hero-section__inner {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 50px;
    align-items: center;
}

.badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: var(--yello-primary-light);
    color: #92400e;
    padding: 6px 16px;
    border-radius: 9999px;
    font-size: 0.85rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.badge-pill__dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background-color: var(--yello-primary);
}

.hero-title {
    font-size: 3rem;
    letter-spacing: -0.03em;
    line-height: 1.15;
    margin-bottom: 20px;
}

.hero-description {
    font-size: 1.15rem;
    color: var(--yello-text);
    line-height: 1.65;
    margin-bottom: 32px;
}

.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 35px;
}

.hero-features-list {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
    padding-top: 20px;
    border-top: 1px solid var(--yello-border);
}

.hero-feat-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--yello-navy-dark);
}

.hero-feat-item svg {
    width: 18px !important;
    height: 18px !important;
    max-width: 18px !important;
    max-height: 18px !important;
    color: var(--yello-green);
    display: inline-block !important;
}

.hero-media__wrapper {
    position: relative;
    border-radius: var(--yello-radius-lg);
    overflow: hidden;
    box-shadow: var(--yello-shadow-lg);
}

.hero-media__img {
    width: 100%;
    height: 460px;
    object-fit: cover;
}

.hero-floating-card {
    position: absolute;
    bottom: 20px;
    left: 20px;
    right: 20px;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(8px);
    border-radius: var(--yello-radius);
    padding: 16px;
    display: flex;
    align-items: center;
    gap: 14px;
    box-shadow: var(--yello-shadow);
}

.hero-floating-card__icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background-color: var(--yello-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.hero-floating-card__icon svg {
    width: 22px !important;
    height: 22px !important;
    max-width: 22px !important;
    color: #000;
    display: block !important;
}

.hero-floating-card__text strong {
    display: block;
    font-size: 0.95rem;
}

.hero-floating-card__text span {
    font-size: 0.8rem;
    color: var(--yello-text-muted);
}

/* ==========================================================================
   SERVICES & SOLUTIONS DE FINANCEMENT (GRILLE ÉTENDUE)
   ========================================================================== */
.services-section {
    background-color: var(--yello-white);
}

.services-filter-nav {
    display: flex;
    justify-content: center;
    gap: 12px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.filter-btn {
    background: var(--yello-slate-bg);
    border: 1.5px solid var(--yello-border);
    padding: 10px 22px;
    border-radius: 9999px;
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.92rem;
    color: var(--yello-navy-dark);
    cursor: pointer;
    transition: var(--yello-transition);
}

.filter-btn:hover, .filter-btn.active {
    background: var(--yello-primary);
    border-color: var(--yello-primary);
    color: #000;
    box-shadow: 0 4px 10px rgba(245, 158, 11, 0.25);
}

.services-grid--extended {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.service-card {
    background-color: var(--yello-white);
    border-radius: var(--yello-radius);
    border: 1px solid var(--yello-border);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    box-shadow: var(--yello-shadow-sm);
    transition: var(--yello-transition);
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--yello-shadow);
    border-color: var(--yello-primary);
}

.service-card__media {
    position: relative;
    height: 190px;
    overflow: hidden;
}

.service-card__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.4s ease;
}

.service-card:hover .service-card__media img {
    transform: scale(1.05);
}

.service-card__tag {
    position: absolute;
    top: 12px;
    left: 12px;
    background: rgba(15, 23, 42, 0.85);
    color: #fff;
    font-size: 0.72rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 6px;
    backdrop-filter: blur(4px);
}

.service-card__rate {
    position: absolute;
    bottom: 12px;
    right: 12px;
    background: var(--yello-primary);
    color: #000;
    font-size: 0.75rem;
    font-weight: 800;
    padding: 4px 10px;
    border-radius: 6px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.service-card__body {
    padding: 22px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.service-card__limits {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--yello-primary-hover);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    margin-bottom: 6px;
}

.service-card__title {
    font-size: 1.15rem;
    margin-bottom: 10px;
    line-height: 1.3;
}

.service-card__desc {
    color: var(--yello-text-muted);
    font-size: 0.88rem;
    line-height: 1.5;
    margin-bottom: 16px;
    flex-grow: 1;
}

.service-card__points {
    margin-bottom: 20px;
    padding-top: 12px;
    border-top: 1px solid var(--yello-border);
}

.service-card__points li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.82rem;
    color: var(--yello-text);
    margin-bottom: 6px;
}

.service-card__points svg {
    color: var(--yello-green);
    flex-shrink: 0;
}

.service-card__footer {
    margin-top: auto;
}

/* ==========================================================================
   SÉCURITÉ & CONFORMITÉ
   ========================================================================== */
.security-section {
    background-color: var(--yello-slate-bg);
}

.security-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 50px;
    align-items: center;
}

.security-media {
    border-radius: var(--yello-radius-lg);
    overflow: hidden;
    box-shadow: var(--yello-shadow);
}

.security-media__img {
    width: 100%;
    height: 420px;
    object-fit: cover;
}

.compliance-items-list {
    margin-top: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.compliance-item-row {
    display: flex;
    gap: 16px;
    background: var(--yello-white);
    padding: 16px 20px;
    border-radius: var(--yello-radius);
    border: 1px solid var(--yello-border);
    align-items: flex-start;
}

.check-icon {
    width: 42px;
    height: 42px;
    border-radius: 10px;
    background-color: var(--yello-primary-light);
    color: #b45309;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.check-icon svg {
    width: 22px !important;
    height: 22px !important;
    max-width: 22px !important;
    max-height: 22px !important;
    display: block !important;
}

.compliance-item-row h4 {
    font-size: 1rem;
    margin-bottom: 4px;
}

.compliance-item-row p {
    font-size: 0.88rem;
    color: var(--yello-text-muted);
}

/* ==========================================================================
   CALCULATEUR DE PRÊTS
   ========================================================================== */
.calculator-section {
    background-color: var(--yello-white);
}

.calculator-card {
    background: var(--yello-slate-bg);
    border: 1px solid var(--yello-border);
    border-radius: var(--yello-radius-lg);
    padding: 40px;
    box-shadow: var(--yello-shadow);
}

.calculator-grid {
    display: grid;
    grid-template-columns: 1.25fr 0.75fr;
    gap: 40px;
    align-items: start;
    margin-bottom: 40px;
}

.form-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 8px;
}

.calc-val-bubble {
    background-color: var(--yello-primary);
    color: #000;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 0.95rem;
    font-weight: 700;
}

.calc-range-slider {
    width: 100%;
    height: 8px;
    background: #cbd5e1;
    border-radius: 4px;
    outline: none;
    -webkit-appearance: none;
    margin: 10px 0;
}

.calc-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--yello-primary);
    cursor: pointer;
    border: 3px solid #fff;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.range-limits {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    color: var(--yello-text-muted);
}

.representative-example-box {
    background: var(--yello-white);
    border-left: 4px solid var(--yello-primary);
    border-radius: var(--yello-radius-sm);
    padding: 16px 20px;
    margin-top: 24px;
    border: 1px solid var(--yello-border);
}

.rep-title {
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
    margin-bottom: 6px;
}

.rep-desc {
    font-size: 0.85rem;
    color: var(--yello-text);
    line-height: 1.5;
}

.result-box {
    background-color: var(--yello-navy-dark);
    color: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 30px;
    box-shadow: var(--yello-shadow);
}

.result-badge {
    display: inline-block;
    background: rgba(245, 158, 11, 0.2);
    color: var(--yello-primary);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 4px;
    margin-bottom: 20px;
}

.result-monthly-wrap {
    text-align: center;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    margin-bottom: 20px;
}

.result-number {
    font-family: var(--font-heading);
    font-size: 3.2rem;
    font-weight: 800;
    color: var(--yello-primary);
    line-height: 1;
    margin-top: 6px;
}

.result-number .currency {
    font-size: 1.2rem;
    color: #fff;
}

.result-breakdown-list {
    margin-bottom: 24px;
}

.result-row {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    font-size: 0.88rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.result-row strong {
    color: var(--yello-white);
}

.calc-note-sub {
    display: block;
    text-align: center;
    font-size: 0.78rem;
    color: rgba(255, 255, 255, 0.6);
    margin-top: 12px;
}

.calc-details-accordion {
    border-top: 1px solid var(--yello-border);
    padding-top: 30px;
}

.calc-detail-block {
    margin-bottom: 30px;
}

.calc-detail-heading {
    font-size: 1.3rem;
    margin-bottom: 12px;
}

.assumptions-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-top: 16px;
}

.assumption-item {
    background: var(--yello-white);
    padding: 18px;
    border-radius: var(--yello-radius-sm);
    border: 1px solid var(--yello-border);
}

.assumption-item h4 {
    font-size: 0.95rem;
    margin-bottom: 6px;
}

.assumption-item p {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
}

/* ==========================================================================
   FINANCEMENT DIGITAL & POURQUOI NOUS
   ========================================================================== */
.digital-section {
    background-color: var(--yello-slate-bg);
}

.digital-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 50px;
    align-items: center;
}

.section-desc {
    margin-bottom: 16px;
    font-size: 1.05rem;
    color: var(--yello-text);
}

.digital-checklist {
    margin: 20px 0 30px 0;
}

.digital-checklist li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    margin-bottom: 12px;
}

.chk-icon-wrap {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background-color: rgba(16, 185, 129, 0.15);
    color: var(--yello-green);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.chk-icon-wrap svg {
    width: 15px !important;
    height: 15px !important;
    max-width: 15px !important;
    max-height: 15px !important;
    display: block !important;
}

.rounded-media-img {
    border-radius: var(--yello-radius-lg);
    box-shadow: var(--yello-shadow);
    width: 100%;
    height: 420px;
    object-fit: cover;
}

.why-section {
    background-color: var(--yello-white);
}

.why-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 50px;
    align-items: center;
}

.why-cards-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
    margin: 24px 0;
}

.why-box {
    background: var(--yello-slate-bg);
    padding: 20px;
    border-radius: var(--yello-radius);
    border: 1px solid var(--yello-border);
}

.why-box__icon {
    width: 38px;
    height: 38px;
    border-radius: 8px;
    background-color: var(--yello-primary);
    color: #000;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 12px;
}

.why-box__icon svg {
    width: 20px !important;
    height: 20px !important;
    max-width: 20px !important;
    max-height: 20px !important;
    display: block !important;
}

.why-box h4 {
    font-size: 1rem;
    margin-bottom: 6px;
}

.why-box p {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
}

.why-commit {
    font-style: italic;
    color: var(--yello-navy);
    font-weight: 600;
    font-size: 0.95rem;
}

/* ==========================================================================
   TESTIMONIALS
   ========================================================================== */
.testimonials-section {
    background-color: var(--yello-slate-bg);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: var(--yello-white);
    padding: 24px;
    border-radius: var(--yello-radius);
    border: 1px solid var(--yello-border);
    display: flex;
    flex-direction: column;
}

.testimonial-stars {
    display: flex;
    gap: 4px;
    color: #eab308;
    margin-bottom: 14px;
}

svg.star-icon {
    width: 18px !important;
    height: 18px !important;
    max-width: 18px !important;
    max-height: 18px !important;
    fill: currentColor !important;
    display: inline-block !important;
}

.testimonial-quote {
    font-style: italic;
    font-size: 0.92rem;
    color: var(--yello-text);
    margin-bottom: 18px;
    flex-grow: 1;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 14px;
    border-top: 1px solid var(--yello-border);
}

.author-avatar-badge {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background-color: var(--yello-primary-light);
    color: #92400e;
    font-weight: 700;
    font-size: 0.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.testimonial-author strong {
    display: block;
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
}

.testimonial-author span {
    font-size: 0.8rem;
    color: var(--yello-text-muted);
}

/* ==========================================================================
   FAQ
   ========================================================================== */
.faq-section {
    background-color: var(--yello-white);
}

.faq-accordion-wrapper {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    border: 1px solid var(--yello-border);
    border-radius: var(--yello-radius-sm);
    margin-bottom: 14px;
    background: var(--yello-slate-bg);
    transition: var(--yello-transition);
    overflow: hidden;
}

.faq-item.is-active {
    border-color: var(--yello-primary);
    background: #ffffff;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.faq-question,
.faq-item__trigger {
    width: 100% !important;
    padding: 18px 24px !important;
    background: none !important;
    border: none !important;
    outline: none !important;
    box-shadow: none !important;
    text-align: left !important;
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    cursor: pointer !important;
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: var(--yello-navy-dark) !important;
    gap: 16px !important;
    font-family: inherit !important;
    appearance: none !important;
    -webkit-appearance: none !important;
    transition: background 0.2s ease, color 0.2s ease !important;
}

.faq-item:hover .faq-question,
.faq-item:hover .faq-item__trigger {
    color: var(--yello-primary) !important;
}

.faq-toggle-icon,
.faq-item__icon {
    color: var(--yello-primary) !important;
    transition: transform 0.3s ease !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    flex-shrink: 0 !important;
    width: 32px !important;
    height: 32px !important;
    border-radius: 50% !important;
    background: rgba(245, 158, 11, 0.1) !important;
}

.faq-toggle-icon svg,
.faq-item__icon svg {
    width: 18px !important;
    height: 18px !important;
    stroke: currentColor !important;
}

.faq-item.is-active .faq-toggle-icon,
.faq-item.is-active .faq-item__icon {
    transform: rotate(180deg) !important;
    background: var(--yello-primary) !important;
    color: #ffffff !important;
}

.faq-answer,
.faq-item__content {
    max-height: 0;
    overflow: hidden;
    padding: 0 24px;
    transition: all 0.35s ease;
    color: #475569;
    font-size: 0.95rem;
    line-height: 1.7;
}

.faq-item.is-active .faq-answer,
.faq-item.is-active .faq-item__content {
    padding: 0 24px 20px 24px;
    border-top: 1px solid #f1f5f9;
}

.faq-item__inner {
    padding-top: 14px;
}

/* ==========================================================================
   CTA & CONTACT
   ========================================================================== */
.cta-section {
    background-color: var(--yello-navy-dark);
    color: var(--yello-white);
}

.cta-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.cta-title {
    font-size: 2.4rem;
    color: #fff;
    margin-bottom: 16px;
}

.cta-desc {
    color: rgba(255, 255, 255, 0.8);
    font-size: 1.05rem;
    margin-bottom: 24px;
}

.cta-contact-details {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.cta-contact-row {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    padding: 14px 18px;
    border-radius: var(--yello-radius-sm);
}

.cta-icon-box {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: var(--yello-primary);
    color: #000;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.cta-icon-box svg {
    width: 18px !important;
    height: 18px !important;
    max-width: 18px !important;
    max-height: 18px !important;
    display: block !important;
}

.contact-card {
    background: #fff;
    color: var(--yello-text);
    padding: 30px;
    border-radius: var(--yello-radius);
    box-shadow: var(--yello-shadow-lg);
}

.contact-card__title {
    font-size: 1.4rem;
    margin-bottom: 4px;
}

.contact-card__sub {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
    margin-bottom: 20px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.form-label {
    display: block;
    font-size: 0.88rem;
    font-weight: 700;
    margin-bottom: 6px;
}

.form-control, .form-select {
    width: 100%;
    padding: 10px 14px;
    border: 1.5px solid var(--yello-border);
    border-radius: var(--yello-radius-sm);
    outline: none;
    font-size: 0.95rem;
}

.form-control:focus, .form-select:focus {
    border-color: var(--yello-primary);
}

.form-privacy-note {
    margin-top: 12px;
    text-align: center;
    color: var(--yello-text-muted);
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer {
    background-color: #0b1120;
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.9rem;
}

.site-footer__main {
    padding-top: 60px;
    padding-bottom: 60px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.3fr 0.9fr 1fr 1fr;
    gap: 40px;
}

.footer-logo .brand-logo__name {
    color: #fff;
}

.footer-about-text {
    margin: 16px 0;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.65);
}

.footer-trust-pills {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.trust-badge {
    background: rgba(255, 255, 255, 0.08);
    padding: 6px 12px;
    border-radius: 6px;
    font-size: 0.78rem;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.trust-badge svg {
    width: 14px !important;
    height: 14px !important;
    max-width: 14px !important;
    max-height: 14px !important;
    color: var(--yello-green);
    display: inline-block !important;
}

.footer-col__title {
    color: #fff;
    font-size: 1.05rem;
    margin-bottom: 16px;
}

.footer-links li {
    margin-bottom: 8px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
}

.footer-links a:hover {
    color: var(--yello-primary);
}

.footer-legal-snippet {
    margin-top: 16px;
    padding-top: 12px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    color: rgba(255, 255, 255, 0.5);
}

.footer-contact-items li {
    display: flex;
    gap: 12px;
    margin-bottom: 14px;
    align-items: flex-start;
}

.icon-wrap {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--yello-primary);
}

.icon-wrap svg {
    width: 16px !important;
    height: 16px !important;
    max-width: 16px !important;
    max-height: 16px !important;
    display: block !important;
}

.footer-contact-items .lbl {
    display: block;
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.5);
    text-transform: uppercase;
}

.footer-contact-items a {
    color: #fff;
}

.site-footer__bottom {
    background-color: #060911;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding: 18px 0;
    font-size: 0.85rem;
}

.site-footer__bottom-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* RESPONSIVE */
@media (max-width: 1200px) {
    .services-grid--extended {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 1024px) {
    .main-navigation, .btn--header { display: none; }
    .menu-toggle { display: inline-flex; }
    .hero-section__inner { grid-template-columns: 1fr; }
    .services-grid--extended { grid-template-columns: repeat(2, 1fr); }
    .security-grid { grid-template-columns: 1fr; }
    .calculator-grid { grid-template-columns: 1fr; }
    .digital-grid { grid-template-columns: 1fr; }
    .why-grid { grid-template-columns: 1fr; }
    .testimonials-grid { grid-template-columns: 1fr; }
    .cta-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .assumptions-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
    /* TOP BAR RESPONSIVE */
    .top-bar {
        padding: 8px 0;
        font-size: 0.82rem;
    }
    .top-bar__inner {
        justify-content: center;
        gap: 14px;
    }
    .top-bar__left {
        display: none;
    }
    .top-bar__right {
        gap: 16px;
        justify-content: center;
        width: 100%;
    }

    /* HEADER */
    .site-header__inner {
        height: 66px;
        gap: 12px;
    }
    .brand-logo {
        gap: 10px;
    }
    .brand-logo__icon {
        width: 38px;
        height: 38px;
    }
    .brand-logo__icon svg {
        width: 20px !important;
        height: 20px !important;
    }
    .brand-logo__name {
        font-size: 1.25rem;
    }
    .brand-logo__tagline {
        font-size: 0.65rem;
    }

    /* STRUCTURE GLOBALE & SECTIONS */
    .section {
        padding-top: 48px;
        padding-bottom: 48px;
    }
    .site-container {
        padding-left: 16px;
        padding-right: 16px;
    }
    .section-header {
        margin-bottom: 28px;
    }
    .section-title {
        font-size: 1.75rem;
        line-height: 1.25;
    }
    .section-subtitle {
        font-size: 0.98rem;
    }
    .section-badge {
        font-size: 0.78rem;
        padding: 5px 12px;
    }

    /* HERO SECTION */
    .hero-section {
        padding-top: 36px;
        padding-bottom: 42px;
    }
    .hero-title {
        font-size: 1.85rem;
        line-height: 1.22;
        margin-bottom: 16px;
        word-break: break-word;
        hyphens: auto;
    }
    .hero-description {
        font-size: 1rem;
        line-height: 1.55;
        margin-bottom: 24px;
    }
    .hero-actions {
        flex-direction: column;
        gap: 12px;
        width: 100%;
        margin-bottom: 24px;
    }
    .hero-actions .btn {
        width: 100%;
        justify-content: center;
        text-align: center;
        padding: 14px 20px;
    }
    .hero-features-list {
        flex-direction: column;
        gap: 10px;
        padding-top: 18px;
    }
    .hero-media__img {
        height: 230px;
        max-height: 250px;
        border-radius: var(--yello-radius);
        object-fit: cover;
    }
    .hero-floating-card {
        position: static;
        margin-top: 14px;
        width: 100%;
        box-sizing: border-box;
        border: 1px solid var(--yello-border);
        box-shadow: var(--yello-shadow-sm);
    }

    /* IMAGES RESPONSIVES */
    .rounded-media-img {
        height: 230px;
        max-height: 250px;
        object-fit: cover;
        border-radius: var(--yello-radius);
    }
    .security-media__img {
        height: 230px;
        max-height: 250px;
        object-fit: cover;
        border-radius: var(--yello-radius);
    }
    .service-card__thumb img {
        height: 175px;
        object-fit: cover;
    }

    /* BOUTONS PLEINE LARGEUR SUR MOBILE */
    .digital-content .btn,
    .why-content .btn,
    .page-cta__actions .btn,
    .cta-action-buttons .btn {
        width: 100%;
        justify-content: center;
        text-align: center;
    }
    .cta-action-buttons {
        flex-direction: column;
        gap: 12px;
    }

    /* GRILLES & CARTES */
    .services-grid--extended {
        grid-template-columns: 1fr;
    }
    .why-cards-grid {
        grid-template-columns: 1fr;
    }

    /* CALCULATEUR RESPONSIVE */
    .calculator-card {
        padding: 22px 16px;
        border-radius: var(--yello-radius);
    }
    .result-box {
        padding: 22px 16px;
        border-radius: var(--yello-radius);
    }
    .result-number {
        font-size: 2.35rem;
    }
    .calc-range-slider {
        height: 10px;
    }
    .calc-range-slider::-webkit-slider-thumb {
        width: 28px;
        height: 28px;
    }
    .representative-example-box {
        padding: 14px 16px;
    }
    .assumptions-grid {
        grid-template-columns: 1fr;
    }

    /* FAQ */
    .faq-question,
    .faq-item__trigger {
        padding: 14px 16px !important;
        font-size: 0.95rem;
    }
    .faq-answer,
    .faq-item__content {
        padding: 0 16px 16px 16px !important;
    }

    /* FORMULAIRES & FOOTER */
    .form-group-row,
    .form-row--2cols {
        grid-template-columns: 1fr !important;
        gap: 14px !important;
    }
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    .site-footer__bottom-inner {
        flex-direction: column;
        text-align: center;
        gap: 10px;
    }
}

@media (max-width: 480px) {
    .top-bar__link {
        display: none;
    }
    .top-bar__phone {
        font-size: 0.82rem;
    }
    .hero-title {
        font-size: 1.7rem;
    }
    .section-title {
        font-size: 1.55rem;
    }
}


/* ==========================================================================
   STYLES DES PAGES MULTI-PAGES (À PROPOS, SERVICES, CONDITIONS, FAQ, CONTACT)
   Inspiré de dor-espana.com
   ========================================================================== */

/* BANNIÈRE COMMUNE DES PAGES */
.page-banner {
    background: linear-gradient(135deg, var(--yello-navy-dark) 0%, var(--yello-navy) 100%);
    padding: 60px 0 50px;
    color: #fff;
    border-bottom: 2px solid var(--yello-primary);
    position: relative;
    overflow: hidden;
}

.page-banner::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 350px;
    height: 100%;
    background: radial-gradient(circle, rgba(245, 158, 11, 0.12) 0%, transparent 70%);
    pointer-events: none;
}

.page-banner__inner {
    position: relative;
    z-index: 2;
}

.page-banner__breadcrumb {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.65);
    margin-bottom: 16px;
}

.page-banner__breadcrumb a {
    color: rgba(255, 255, 255, 0.85);
    transition: var(--yello-transition);
}

.page-banner__breadcrumb a:hover {
    color: var(--yello-primary);
}

.page-banner__breadcrumb .sep {
    color: rgba(255, 255, 255, 0.4);
}

.page-banner__breadcrumb .current {
    color: var(--yello-primary);
    font-weight: 600;
}

.page-banner__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(245, 158, 11, 0.15);
    border: 1px solid rgba(245, 158, 11, 0.35);
    color: var(--yello-primary);
    padding: 4px 14px;
    border-radius: 9999px;
    font-size: 0.78rem;
    font-weight: 700;
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.page-banner__title {
    font-size: 2.6rem;
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
    margin-bottom: 12px;
}

.page-banner__sub {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.8);
    max-width: 760px;
    line-height: 1.6;
    margin: 0;
}

/* ==========================================================================
   ESPACEMENT ENTRE LA BANNIÈRE DE TITRE ET LE CONTENU DES PAGES
   ========================================================================== */
.page-section {
    padding: 75px 0;
    position: relative;
}

.page-section.bg-white {
    background-color: var(--yello-white);
}

.page-section.bg-slate {
    background-color: var(--yello-slate-bg);
}

/* Espacement direct immédiatement sous la bannière de titre */
.page-banner + .page-section,
.page-banner + .page-content-container,
.page-banner + main,
.page-banner + article,
.page-banner + div,
.page-section:first-of-type {
    padding-top: 75px !important;
}

/* Pages génériques & Mentions Légales */
.page-content-container {
    padding-top: 65px !important;
    padding-bottom: 80px !important;
}

.page-article,
.legal-content-box {
    background: #ffffff;
    border-radius: var(--yello-radius);
    padding: 45px 50px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
    margin-top: 15px;
    margin-bottom: 60px;
}

/* CONTENEUR ÉTROIT */
.site-container--narrow {
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.lead-text {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--yello-navy-dark);
    line-height: 1.6;
}

/* SECTION À PROPOS */
.about-intro-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 50px;
    align-items: center;
}

.about-intro-content p {
    color: var(--yello-text-muted);
    line-height: 1.7;
    margin-bottom: 16px;
}

.about-highlights-list {
    margin-top: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.about-highlight-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    background: var(--yello-slate-bg);
    padding: 16px;
    border-radius: var(--yello-radius-sm);
    border: 1px solid var(--yello-border);
}

.about-highlight-icon {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: var(--yello-primary);
    color: #000;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.about-highlight-icon svg {
    width: 20px !important;
    height: 20px !important;
}

.about-highlight-item strong {
    display: block;
    color: var(--yello-navy-dark);
    font-size: 0.95rem;
    margin-bottom: 2px;
}

.about-highlight-item p {
    margin: 0;
    font-size: 0.85rem;
    color: var(--yello-text-muted);
    line-height: 1.4;
}

.about-intro-media {
    position: relative;
}

.about-image-card {
    border-radius: var(--yello-radius);
    overflow: hidden;
    box-shadow: var(--yello-shadow-lg);
    position: relative;
}

.about-image-card img {
    width: 100%;
    height: auto;
    display: block;
    object-fit: cover;
}

.about-badge-floating {
    position: absolute;
    bottom: 20px;
    left: 20px;
    right: 20px;
    background: rgba(15, 23, 42, 0.92);
    backdrop-filter: blur(8px);
    border: 1px solid rgba(255, 255, 255, 0.15);
    padding: 16px 20px;
    border-radius: var(--yello-radius-sm);
    display: flex;
    align-items: center;
    gap: 14px;
    color: #fff;
}

.about-badge-floating__num {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--yello-primary);
}

.about-badge-floating__txt {
    font-size: 0.85rem;
    line-height: 1.3;
}

/* SECTION STATISTIQUES */
.stats-counter-section {
    background: linear-gradient(135deg, var(--yello-navy) 0%, var(--yello-navy-dark) 100%);
    padding: 45px 0;
    color: #fff;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.stats-counter-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    text-align: center;
}

.stat-box {
    padding: 10px;
}

.stat-box__number {
    display: block;
    font-family: var(--font-heading);
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--yello-primary);
    line-height: 1;
    margin-bottom: 8px;
}

.stat-box__label {
    display: block;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 500;
}

/* SECTION VALEURS / PILIERS */
.pillars-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.pillar-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 30px 24px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
    transition: var(--yello-transition);
}

.pillar-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--yello-shadow);
    border-color: var(--yello-primary);
}

.pillar-card__icon {
    width: 54px;
    height: 54px;
    border-radius: 12px;
    background: rgba(245, 158, 11, 0.12);
    color: var(--yello-primary-hover);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.pillar-card__icon svg {
    width: 28px !important;
    height: 28px !important;
}

.pillar-card__title {
    font-size: 1.15rem;
    margin-bottom: 12px;
    color: var(--yello-navy-dark);
}

.pillar-card__text {
    font-size: 0.88rem;
    color: var(--yello-text-muted);
    line-height: 1.6;
    margin: 0;
}

/* ENCADRÉ CRÉDIT RESPONSABLE */
.responsible-box {
    background: #fffbeb;
    border: 2px solid #fde68a;
    border-radius: var(--yello-radius);
    padding: 36px;
    display: flex;
    gap: 24px;
    align-items: flex-start;
}

.responsible-box__icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: var(--yello-primary);
    color: #000;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.responsible-box__icon svg {
    width: 32px !important;
    height: 32px !important;
}

.responsible-box__title {
    font-size: 1.35rem;
    color: #92400e;
    margin-bottom: 10px;
}

.responsible-box p {
    font-size: 0.95rem;
    color: #78350f;
    line-height: 1.6;
    margin-bottom: 16px;
}

.responsible-box__notice {
    display: flex;
    align-items: center;
    gap: 10px;
    background: #fef3c7;
    padding: 12px 16px;
    border-radius: 8px;
    font-size: 0.85rem;
    color: #b45309;
}

.responsible-box__notice svg {
    width: 18px !important;
    height: 18px !important;
    flex-shrink: 0;
}

/* PROCESSUS EN ÉTAPES */
.steps-process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.step-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 30px 22px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
    position: relative;
    transition: var(--yello-transition);
}

.step-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--yello-shadow);
    border-color: var(--yello-primary);
}

.step-card__num {
    position: absolute;
    top: 16px;
    right: 20px;
    font-family: var(--font-heading);
    font-size: 2.2rem;
    font-weight: 800;
    color: rgba(15, 23, 42, 0.08);
}

.step-card__icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: var(--yello-slate-bg);
    color: var(--yello-primary-hover);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    border: 1px solid var(--yello-border);
}

.step-card__icon svg {
    width: 24px !important;
    height: 24px !important;
}

.step-card__title {
    font-size: 1.1rem;
    margin-bottom: 10px;
    color: var(--yello-navy-dark);
}

.step-card__text {
    font-size: 0.88rem;
    color: var(--yello-text-muted);
    line-height: 1.5;
    margin: 0;
}

/* SECTION CONDITIONS DE CRÉDIT : ÉLIGIBILITÉ */
.eligibility-cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.eligibility-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 26px 20px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
}

.eligibility-card__icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: rgba(245, 158, 11, 0.12);
    color: var(--yello-primary-hover);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
}

.eligibility-card__icon svg {
    width: 24px !important;
    height: 24px !important;
}

.eligibility-card__title {
    font-size: 1.05rem;
    margin-bottom: 8px;
    color: var(--yello-navy-dark);
}

.eligibility-card p {
    font-size: 0.88rem;
    color: var(--yello-text-muted);
    line-height: 1.5;
    margin: 0;
}

/* CHECKLIST DOCUMENTS */
.documents-checklist-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-top: 36px;
}

.doc-item {
    background: var(--yello-white);
    border-radius: var(--yello-radius-sm);
    padding: 20px;
    border: 1px solid var(--yello-border);
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.doc-item__icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: var(--yello-slate-bg);
    color: var(--yello-navy-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border: 1px solid var(--yello-border);
}

.doc-item__icon svg {
    width: 20px !important;
    height: 20px !important;
}

.doc-item__content h4 {
    font-size: 1rem;
    margin-bottom: 4px;
    color: var(--yello-navy-dark);
}

.doc-item__content p {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
    margin: 0;
    line-height: 1.4;
}

/* EXEMPLE REPRÉSENTATIF */
.representative-example-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    border: 2px solid var(--yello-primary);
    overflow: hidden;
    box-shadow: var(--yello-shadow);
    margin-top: 36px;
}

.representative-example-header {
    background: var(--yello-navy-dark);
    color: #fff;
    padding: 22px 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.representative-example-header h3 {
    margin: 0;
    font-size: 1.25rem;
    color: #fff;
}

.badge-tag {
    background: var(--yello-primary);
    color: #000;
    font-size: 0.75rem;
    font-weight: 800;
    padding: 4px 12px;
    border-radius: 9999px;
    text-transform: uppercase;
}

.representative-example-body {
    padding: 30px;
}

.example-data-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 24px;
}

.example-data-item {
    background: var(--yello-slate-bg);
    padding: 16px;
    border-radius: var(--yello-radius-sm);
    border: 1px solid var(--yello-border);
}

.example-data-item .lbl {
    display: block;
    font-size: 0.78rem;
    color: var(--yello-text-muted);
    text-transform: uppercase;
    font-weight: 600;
    margin-bottom: 6px;
}

.example-data-item .val {
    display: block;
    font-size: 1.15rem;
    color: var(--yello-navy-dark);
    font-weight: 700;
}

.example-data-item .val.highlight {
    color: #b45309;
}

.representative-example-footer {
    border-top: 1px solid var(--yello-border);
    padding-top: 18px;
}

.representative-example-footer p {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
    margin: 0;
    line-height: 1.5;
}

/* DROITS DE L'EMPRUNTEUR */
.rights-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
    margin-bottom: 36px;
}

.right-box {
    background: var(--yello-white);
    padding: 26px;
    border-radius: var(--yello-radius);
    border: 1px solid var(--yello-border);
}

.right-box__num {
    font-family: var(--font-heading);
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--yello-primary-hover);
    margin-bottom: 10px;
}

.right-box h4 {
    font-size: 1.05rem;
    margin-bottom: 8px;
    color: var(--yello-navy-dark);
}

.right-box p {
    font-size: 0.88rem;
    color: var(--yello-text-muted);
    line-height: 1.5;
    margin: 0;
}

.credit-warning-banner {
    background: #fef2f2;
    border: 2px solid #fecaca;
    border-radius: var(--yello-radius);
    padding: 20px 24px;
    display: flex;
    align-items: center;
    gap: 16px;
    color: #991b1b;
}

.credit-warning-banner svg {
    width: 28px !important;
    height: 28px !important;
    flex-shrink: 0;
}

.credit-warning-banner strong {
    display: block;
    font-size: 0.88rem;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    margin-bottom: 2px;
}

.credit-warning-banner p {
    margin: 0;
    font-size: 0.95rem;
    font-weight: 600;
}

/* FAQ EN PAGE */
.faq-accordion-wrap {
    margin-top: 36px;
}

.faq-help-box {
    margin-top: 50px;
    background: linear-gradient(135deg, var(--yello-navy) 0%, var(--yello-navy-dark) 100%);
    border-radius: var(--yello-radius);
    padding: 30px;
    color: #fff;
    display: flex;
    align-items: center;
    gap: 24px;
}

.faq-help-box__icon {
    width: 54px;
    height: 54px;
    border-radius: 50%;
    background: rgba(245, 158, 11, 0.2);
    color: var(--yello-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.faq-help-box__icon svg {
    width: 28px !important;
    height: 28px !important;
}

.faq-help-box__content {
    flex-grow: 1;
}

.faq-help-box__content h3 {
    margin: 0 0 6px 0;
    font-size: 1.2rem;
    color: #fff;
}

.faq-help-box__content p {
    margin: 0;
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.9rem;
}

.faq-help-box__action {
    flex-shrink: 0;
}

/* SECTION CONTACTEZ-NOUS */
.contact-page-layout {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 40px;
    align-items: flex-start;
}

.contact-form-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 40px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow);
}

.contact-form-title {
    font-size: 1.8rem;
    margin-top: 8px;
    margin-bottom: 8px;
    color: var(--yello-navy-dark);
}

.contact-form-desc {
    color: var(--yello-text-muted);
    font-size: 0.95rem;
    line-height: 1.5;
    margin-bottom: 28px;
}

.styled-contact-form .form-row--2cols {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.styled-contact-form .form-field {
    margin-bottom: 16px;
}

.styled-contact-form label {
    display: block;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--yello-navy-dark);
    margin-bottom: 6px;
}

.styled-contact-form input[type="text"],
.styled-contact-form input[type="email"],
.styled-contact-form input[type="tel"],
.styled-contact-form input[type="number"],
.styled-contact-form select,
.styled-contact-form textarea {
    width: 100%;
    padding: 12px 14px;
    border-radius: 8px;
    border: 1.5px solid var(--yello-border);
    background: #f8fafc;
    font-family: inherit;
    font-size: 0.92rem;
    color: var(--yello-navy-dark);
    transition: var(--yello-transition);
}

.styled-contact-form input:focus,
.styled-contact-form select:focus,
.styled-contact-form textarea:focus {
    border-color: var(--yello-primary);
    background: #fff;
    outline: none;
    box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.15);
}

.form-field-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 20px 0;
}

.form-field-checkbox input[type="checkbox"] {
    margin-top: 4px;
    width: 18px;
    height: 18px;
    accent-color: var(--yello-primary);
}

.form-field-checkbox label {
    font-size: 0.82rem;
    color: var(--yello-text-muted);
    line-height: 1.4;
    cursor: pointer;
}

.form-feedback-message {
    margin-top: 20px;
    padding: 16px;
    border-radius: 8px;
    font-size: 0.9rem;
    font-weight: 600;
}

.form-feedback-message.success {
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    color: #065f46;
}

/* SIDEBAR CONTACT */
.contact-sidebar {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-info-card {
    background: var(--yello-white);
    border-radius: var(--yello-radius);
    padding: 32px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
}

.contact-card-title {
    font-size: 1.25rem;
    color: var(--yello-navy-dark);
    margin-bottom: 24px;
    padding-bottom: 12px;
    border-bottom: 1px solid var(--yello-border);
}

.contact-details-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.contact-detail-row {
    display: flex;
    align-items: flex-start;
    gap: 14px;
}

.contact-icon-wrap {
    width: 42px;
    height: 42px;
    border-radius: 10px;
    background: rgba(245, 158, 11, 0.12);
    color: var(--yello-primary-hover);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-icon-wrap svg {
    width: 20px !important;
    height: 20px !important;
}

.contact-detail-body .lbl {
    display: block;
    font-size: 0.75rem;
    text-transform: uppercase;
    color: var(--yello-text-muted);
    font-weight: 600;
    margin-bottom: 2px;
}

.contact-detail-body .val-link {
    color: var(--yello-navy-dark);
    font-size: 1rem;
    transition: var(--yello-transition);
}

.contact-detail-body .val-link:hover {
    color: var(--yello-primary-hover);
}

.contact-detail-body .val-text {
    color: var(--yello-navy-dark);
    font-size: 1rem;
    display: block;
}

.contact-detail-body .sub {
    display: block;
    font-size: 0.78rem;
    color: var(--yello-text-muted);
    margin-top: 2px;
}

.contact-legal-note {
    margin-top: 24px;
    padding-top: 16px;
    border-top: 1px solid var(--yello-border);
    color: var(--yello-text-muted);
    font-size: 0.8rem;
}

.contact-security-card {
    background: var(--yello-slate-bg);
    border-radius: var(--yello-radius);
    padding: 24px;
    border: 1px solid var(--yello-border);
    text-align: center;
}

.security-badge-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: #ecfdf5;
    color: #059669;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 14px;
}

.security-badge-icon svg {
    width: 24px !important;
    height: 24px !important;
}

.contact-security-card h4 {
    font-size: 1.05rem;
    color: var(--yello-navy-dark);
    margin-bottom: 8px;
}

.contact-security-card p {
    font-size: 0.85rem;
    color: var(--yello-text-muted);
    line-height: 1.5;
    margin: 0;
}

/* BANNIÈRE CTA EN BAS DES PAGES */
.page-cta-section {
    background: linear-gradient(135deg, var(--yello-navy) 0%, var(--yello-navy-dark) 100%);
    padding: 70px 0;
    color: #fff;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.page-cta__title {
    font-size: 2.1rem;
    font-weight: 800;
    color: #fff;
    margin-bottom: 12px;
}

.page-cta__sub {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 30px;
}

.page-cta__actions {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* RESPONSIVE ADDITIONS POUR LES NOUVELLES PAGES */
@media (max-width: 1024px) {
    .about-intro-grid { grid-template-columns: 1fr; }
    .stats-counter-grid { grid-template-columns: repeat(2, 1fr); }
    .pillars-grid { grid-template-columns: repeat(2, 1fr); }
    .steps-process-grid { grid-template-columns: repeat(2, 1fr); }
    .eligibility-cards-grid { grid-template-columns: repeat(2, 1fr); }
    .example-data-grid { grid-template-columns: repeat(2, 1fr); }
    .rights-grid { grid-template-columns: 1fr; }
    .contact-page-layout { grid-template-columns: 1fr; }
    .faq-help-box { flex-direction: column; text-align: center; }
}

@media (max-width: 640px) {
    .page-banner__title { font-size: 2rem; }
    .stats-counter-grid { grid-template-columns: 1fr; }
    .pillars-grid { grid-template-columns: 1fr; }
    .steps-process-grid { grid-template-columns: 1fr; }
    .eligibility-cards-grid { grid-template-columns: 1fr; }
    .documents-checklist-grid { grid-template-columns: 1fr; }
    .example-data-grid { grid-template-columns: 1fr; }
    .styled-contact-form .form-row--2cols { grid-template-columns: 1fr; }
    .responsible-box { flex-direction: column; }
    .contact-form-card { padding: 24px; }
}


/* ==========================================================================
   STYLE FORMULAIRE OFFICIEL DOR-ESPANA (DEMANDE DE CRÉDIT)
   Inspiré directement de l'interface bleue de dor-espana.com
   ========================================================================== */

.dor-credit-form-card {
    background: linear-gradient(145deg, #1d4ed8 0%, #1e40af 100%);
    border-radius: 20px;
    padding: 45px;
    box-shadow: 0 20px 40px -10px rgba(30, 64, 175, 0.45);
    color: #ffffff;
    border: 1px solid rgba(255, 255, 255, 0.15);
    margin: 20px auto 40px;
    position: relative;
    overflow: hidden;
}

.dor-credit-form-card::after {
    content: '';
    position: absolute;
    bottom: -60px;
    right: -60px;
    width: 260px;
    height: 260px;
    background: radial-gradient(circle, rgba(245, 158, 11, 0.18) 0%, transparent 70%);
    pointer-events: none;
}

.dor-credit-form-header {
    margin-bottom: 32px;
    text-align: center;
}

.dor-form-header-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.25);
    padding: 6px 16px;
    border-radius: 9999px;
    font-size: 0.82rem;
    font-weight: 600;
    color: #ffffff;
    margin-bottom: 16px;
    backdrop-filter: blur(4px);
}

.dor-form-header-badge svg {
    width: 18px !important;
    height: 18px !important;
    color: var(--yello-primary);
}

.dor-form-title {
    font-size: 2.1rem;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 10px;
    line-height: 1.25;
}

.dor-form-subtitle {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.85);
    max-width: 640px;
    margin: 0 auto;
    line-height: 1.5;
}

.dor-credit-form .form-row {
    margin-bottom: 20px;
}

.dor-credit-form .form-row--2cols {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.dor-credit-form .form-field {
    display: flex;
    flex-direction: column;
}

.dor-credit-form label {
    display: block;
    font-size: 0.92rem;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 8px;
    letter-spacing: 0.01em;
}

.dor-credit-form label .required {
    color: #f87171;
    font-weight: 800;
    font-size: 1rem;
    margin-left: 3px;
}

.dor-credit-form input[type="text"],
.dor-credit-form input[type="email"],
.dor-credit-form input[type="tel"],
.dor-credit-form select {
    width: 100%;
    height: 48px;
    padding: 10px 16px;
    background: #ffffff;
    border: 1.5px solid transparent;
    border-radius: 10px;
    font-family: inherit;
    font-size: 0.95rem;
    color: #0f172a;
    transition: all 0.25s ease;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.08);
}

.dor-credit-form input::placeholder {
    color: #94a3b8;
    font-size: 0.9rem;
}

.dor-credit-form select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23475569' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    background-size: 16px;
    padding-right: 40px;
    cursor: pointer;
}

.dor-credit-form input:focus,
.dor-credit-form select:focus {
    outline: none;
    border-color: var(--yello-primary);
    box-shadow: 0 0 0 4px rgba(245, 158, 11, 0.35);
}

.form-section-divider {
    margin: 28px 0 16px;
    padding-bottom: 8px;
    border-bottom: 1.5px solid rgba(255, 255, 255, 0.25);
}

.form-section-title {
    font-size: 1.3rem;
    font-weight: 700;
    color: #ffffff;
    margin: 0;
}

.form-field-checkbox--dor {
    background: rgba(255, 255, 255, 0.1);
    padding: 16px;
    border-radius: 10px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    margin: 24px 0;
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.form-field-checkbox--dor input[type="checkbox"] {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    flex-shrink: 0;
    accent-color: var(--yello-primary);
}

.form-field-checkbox--dor label {
    font-size: 0.84rem;
    line-height: 1.45;
    color: rgba(255, 255, 255, 0.9);
    margin: 0;
    font-weight: 500;
    cursor: pointer;
}

.form-submit-wrap {
    margin-top: 24px;
}

.form-submit-wrap .btn--primary {
    font-size: 1.1rem;
    padding: 16px 28px;
    font-weight: 800;
    letter-spacing: 0.02em;
    border-radius: 10px;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
}

.dor-form-legal-footer {
    margin-top: 30px;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.15);
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 0.8rem;
    line-height: 1.45;
}

.dor-form-legal-footer svg {
    width: 20px !important;
    height: 20px !important;
    color: var(--yello-primary);
    flex-shrink: 0;
    margin-top: 2px;
}

.dor-form-legal-footer strong {
    color: #ffffff;
}

@media (max-width: 768px) {
    .dor-credit-form-card {
        padding: 26px 20px;
    }
    .dor-credit-form .form-row--2cols {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .dor-form-title {
        font-size: 1.6rem;
    }
}


/* ==========================================================================
   STYLE DES SECTIONS D'INFORMATIONS DE DEMANDE (DOR-ESPANA IMAGE 2)
   Processus d'évaluation, Informations importantes, Protection des données
   ========================================================================== */

/* ==========================================================================
   STYLE DE LA PAGE DEMANDE DE CRÉDIT EN 2 COLONNES
   1ère colonne: Formulaire | 2ème colonne: Textes explicatifs (dor-espana)
   ========================================================================== */

.credit-application-2cols-grid {
    display: grid;
    grid-template-columns: 1.35fr 1fr;
    gap: 36px;
    align-items: flex-start;
}

.credit-form-column .dor-credit-form-card {
    margin: 0;
}

.credit-info-column .dor-process-info-wrap {
    margin: 0;
    gap: 20px;
}

@media (min-width: 1025px) {
    .credit-info-column .dor-process-info-wrap {
        position: sticky;
        top: 90px;
    }
}

@media (max-width: 1024px) {
    .credit-application-2cols-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
}

.dor-process-info-wrap {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin-top: 0;
    margin-bottom: 30px;
}

.dor-info-box {
    background: #ffffff;
    border-radius: var(--yello-radius);
    padding: 32px 36px;
    border: 1px solid var(--yello-border);
    box-shadow: var(--yello-shadow-sm);
    transition: var(--yello-transition);
}

.dor-info-box:hover {
    box-shadow: var(--yello-shadow);
    border-color: rgba(30, 64, 175, 0.3);
}

.dor-info-box__header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 18px;
    padding-bottom: 14px;
    border-bottom: 1.5px solid var(--yello-border);
}

.dor-info-box__icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: #eff6ff;
    color: #1d4ed8;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.dor-info-box__icon.warning {
    background: #fffbeb;
    color: #d97706;
}

.dor-info-box__icon.security {
    background: #ecfdf5;
    color: #059669;
}

.dor-info-box__icon svg {
    width: 22px !important;
    height: 22px !important;
}

.dor-info-box__title {
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--yello-navy-dark);
    margin: 0;
}

.dor-info-box__lead {
    font-size: 1rem;
    font-weight: 600;
    color: var(--yello-navy);
    margin-bottom: 16px;
}

.dor-evaluation-steps {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.dor-evaluation-steps li {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
    line-height: 1.5;
}

.dor-evaluation-steps .step-num {
    font-weight: 800;
    color: #1d4ed8;
    font-size: 1.05rem;
    flex-shrink: 0;
    width: 22px;
}

.dor-bullet-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.dor-bullet-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
    line-height: 1.5;
}

.dor-bullet-list li svg {
    width: 16px !important;
    height: 16px !important;
    color: #d97706;
    flex-shrink: 0;
    margin-top: 3px;
}

.dor-privacy-text {
    font-size: 0.95rem;
    color: var(--yello-text-muted);
    line-height: 1.6;
    margin-bottom: 18px;
}

.dor-privacy-text a {
    color: #1d4ed8;
    text-decoration: underline;
    transition: var(--yello-transition);
}

.dor-privacy-text a:hover {
    color: var(--yello-primary);
}

.dor-security-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    padding: 8px 16px;
    border-radius: 8px;
    font-size: 0.85rem;
    font-weight: 600;
    color: #166534;
}

.dor-security-pill svg {
    width: 16px !important;
    height: 16px !important;
    color: #16a34a;
    flex-shrink: 0;
}

@media (max-width: 768px) {
    .dor-info-box {
        padding: 24px 20px;
    }
}


/* ==========================================================================
   STYLE DU NOUVEAU CTA SANS FORMULAIRE
   ========================================================================== */
.cta-action-buttons {
    display: flex;
    gap: 16px;
    margin-top: 28px;
    flex-wrap: wrap;
}

@media (max-width: 768px) {
    .cta-action-buttons {
        flex-direction: column;
    }
}

/* ==========================================================================
   PAGE MENTIONS LÉGALES & CONFORMITÉ RÉGLEMENTAIRE
   ========================================================================== */
.legal-page-layout {
    display: grid;
    grid-template-columns: 290px 1fr;
    gap: 40px;
    align-items: flex-start;
}

@media (max-width: 991px) {
    .legal-page-layout {
        grid-template-columns: 1fr;
        gap: 30px;
    }
}

/* SIDEBAR & TOC */
.legal-sidebar-sticky {
    position: sticky;
    top: 100px;
}

.legal-toc-card {
    background: #ffffff;
    border: 1px solid var(--yello-border);
    border-radius: var(--yello-radius);
    padding: 24px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
}

.legal-toc-header {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--yello-navy-dark);
    padding-bottom: 14px;
    border-bottom: 1px solid var(--yello-border);
    margin-bottom: 16px;
}

.legal-toc-header svg {
    color: var(--yello-primary);
    width: 20px !important;
    height: 20px !important;
}

.legal-toc-nav {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.legal-toc-link {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 12px;
    border-radius: 8px;
    color: #475569;
    font-size: 0.88rem;
    font-weight: 500;
    text-decoration: none;
    transition: all 0.2s ease;
    line-height: 1.4;
}

.legal-toc-link:hover {
    background: #f1f5f9;
    color: var(--yello-navy-dark);
    transform: translateX(3px);
}

.legal-toc-link .toc-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 24px;
    height: 24px;
    border-radius: 6px;
    background: #e2e8f0;
    color: #334155;
    font-size: 0.75rem;
    font-weight: 700;
    flex-shrink: 0;
}

.legal-toc-link:hover .toc-num {
    background: var(--yello-navy-dark);
    color: #ffffff;
}

.legal-toc-contact {
    margin-top: 20px;
    padding-top: 18px;
    border-top: 1px dashed var(--yello-border);
}

.toc-contact-title {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--yello-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    margin-bottom: 8px;
}

.toc-contact-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--yello-navy-dark);
    font-size: 0.85rem;
    font-weight: 600;
    text-decoration: none;
    word-break: break-all;
    transition: color 0.2s;
}

.toc-contact-link:hover {
    color: var(--yello-primary);
}

.toc-contact-link svg {
    color: var(--yello-primary);
    flex-shrink: 0;
    width: 16px !important;
    height: 16px !important;
}

/* MAIN CONTENT */
.legal-card-container {
    background: #ffffff;
    border: 1px solid var(--yello-border);
    border-radius: var(--yello-radius);
    padding: 44px 48px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

@media (max-width: 768px) {
    .legal-card-container {
        padding: 26px 20px;
    }
}

/* BANNIÈRE D'ALERTE OFFICIELLE */
.legal-alert-banner {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    border-left: 4px solid #16a34a;
    padding: 20px 22px;
    border-radius: 10px;
    margin-bottom: 36px;
}

.legal-alert-banner__icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(22, 163, 74, 0.12);
    color: #16a34a;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 2px;
}

.legal-alert-banner__icon svg {
    width: 20px !important;
    height: 20px !important;
}

.legal-alert-banner__text {
    flex: 1;
}

.legal-alert-banner__title {
    display: block;
    font-size: 0.98rem;
    font-weight: 700;
    color: #14532d;
    margin-bottom: 4px;
}

.legal-alert-banner__text p {
    margin: 0;
    font-size: 0.88rem;
    line-height: 1.55;
    color: #166534;
}

/* SECTIONS LÉGALES */
.legal-section-card {
    padding-bottom: 34px;
    margin-bottom: 34px;
    border-bottom: 1px solid #f1f5f9;
}

.legal-section-card:last-of-type {
    border-bottom: none;
    padding-bottom: 0;
    margin-bottom: 0;
}

.legal-section-card__header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 18px;
}

.legal-num-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: var(--yello-navy-dark);
    color: #ffffff;
    font-size: 0.9rem;
    font-weight: 800;
    flex-shrink: 0;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.18);
}

.legal-section-card__header h2 {
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--yello-navy-dark);
    margin: 0;
    letter-spacing: -0.01em;
}

.legal-section-lead {
    font-size: 0.95rem;
    color: #334155;
    line-height: 1.65;
    margin-bottom: 22px;
}

/* GRILLE IDENTITÉ ÉDITEUR */
.legal-id-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 24px;
    margin-top: 18px;
}

@media (max-width: 680px) {
    .legal-id-grid {
        grid-template-columns: 1fr;
        padding: 18px;
        gap: 14px;
    }
}

.legal-id-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.legal-id-item--full {
    grid-column: 1 / -1;
    border-top: 1px solid #e2e8f0;
    padding-top: 14px;
    margin-top: 4px;
}

.legal-id-label {
    font-size: 0.78rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #64748b;
}

.legal-id-value {
    font-size: 0.95rem;
    color: var(--yello-navy-dark);
}

.legal-id-value a {
    color: #0284c7;
    text-decoration: underline;
    font-weight: 600;
}

.legal-status-pill {
    display: inline-block;
    background: #dbeafe;
    color: #1e40af;
    font-size: 0.75rem;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 4px;
    margin-right: 6px;
    vertical-align: middle;
}

/* FEATURES BOX (HÉBERGEMENT) */
.legal-features-box {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
    margin-top: 20px;
}

@media (max-width: 680px) {
    .legal-features-box {
        grid-template-columns: 1fr;
    }
}

.legal-feature-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 10px;
    padding: 18px;
}

.legal-feature-icon {
    width: 42px;
    height: 42px;
    border-radius: 8px;
    background: #ffffff;
    border: 1px solid #cbd5e1;
    color: #0284c7;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.legal-feature-icon svg {
    width: 22px !important;
    height: 22px !important;
}

.legal-feature-item strong {
    display: block;
    font-size: 0.94rem;
    color: var(--yello-navy-dark);
    margin-bottom: 4px;
}

.legal-feature-item p {
    font-size: 0.85rem;
    color: #475569;
    line-height: 1.5;
    margin: 0;
}

/* LISTE À COCHER RGPD */
.legal-check-list {
    list-style: none;
    padding: 0;
    margin: 20px 0;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.legal-check-list li {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    font-size: 0.92rem;
    color: #334155;
    line-height: 1.6;
}

.legal-check-list .check-icon {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #ecfdf5;
    color: #10b981;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 2px;
}

.legal-check-list .check-icon svg {
    width: 14px !important;
    height: 14px !important;
}

/* HIGHLIGHT BOXES (SÉCURITÉ / RÉTRACTATION) */
.legal-highlight-box {
    border-radius: 10px;
    padding: 20px 22px;
    margin-top: 18px;
    font-size: 0.9rem;
    line-height: 1.6;
}

.highlight-box-head {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 8px;
    font-size: 0.98rem;
}

.highlight-box-head svg {
    flex-shrink: 0;
    width: 20px !important;
    height: 20px !important;
}

.legal-highlight-box p {
    margin: 0;
}

.legal-highlight-box--emerald {
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    border-left: 4px solid #059669;
    color: #064e3b;
}

.legal-highlight-box--emerald .highlight-box-head {
    color: #065f46;
}

.legal-highlight-box--emerald .highlight-box-head svg {
    color: #059669;
}

.legal-highlight-box--blue {
    background: #eff6ff;
    border: 1px solid #bfdbfe;
    border-left: 4px solid #2563eb;
    color: #1e3a8a;
}

.legal-highlight-box--blue .highlight-box-head {
    color: #1e40af;
}

.legal-highlight-box--blue .highlight-box-head svg {
    color: #2563eb;
}

.legal-highlight-box--slate {
    background: #f8fafc;
    border: 1px solid #cbd5e1;
    border-left: 4px solid var(--yello-navy-dark);
    color: #0f172a;
}

.legal-highlight-box--slate .highlight-box-head {
    color: var(--yello-navy-dark);
}

.legal-highlight-box--slate .highlight-box-head svg {
    color: var(--yello-navy-dark);
}